The EMI card on Finserv MARKETS or the Bajaj Finserv EMI Card is a digital payment card that can be used to purchase a variety of products ranging from electronic goods to consumer durables from the online Bajaj Finserv EMI Network store. The EMI card provides its customers with exclusive offers and pre-approved loans to ensure easy purchases on Finserv MARKETS, repayable in the form of customised, no-cost EMIs.

How to Apply for a Bajaj EMI card

You can apply for a Bajaj EMI card through an online or offline process, and shop a great deal by availing of some exclusive offers from the Bajaj EMI Network Store. The application process for obtaining a Bajaj Finserv EMI card is really simple and involves minimal documentation.

• Steps to apply for a Bajaj EMI card online

• Open the home page of the Finserv MARKETS website or its app
• Follow the tabs Cards->EMI Card-> Apply Now and click on ‘Apply Now’
• Fill out a form to check your eligibility for the EMI card
• If found eligible, pay a minimal card fee of Rs. 530 (inclusive of GST) towards the end of the online process
• Once the fee payment is successful, an SMS shall be sent to your registered mobile number to view the card online

• Steps to apply for a Bajaj EMI card offline

• Visit your nearest Bajaj Finserv EMI Network store along with necessary documents such as PAN, Aadhaar, cancelled cheque, duly signed ECS mandate form, and passport-sized
• Fill the EMI card application form
• Submit the documents for KYC verification
• Once the KYC is successfully verified, you shall be sent a UserId and Password to login to the Bajaj Finserv Login Portal- Experia to your registered mobile number or email

Features and Benefits of Bajaj EMI card

• Pre-approved loan: The Bajaj Finserv EMI card is loaded with a pre-approved loan amount of upto Rs. 4 Lakhs for convenient shopping of a wide range of products such as mobiles, electrical appliances, and so on
• Minimal documentation: The EMI card application process is hassle-free and needs one-time basic documentation such as your ID and address proof for verification and approval
• Flexible Repayment Tenure: You can choose the repayment option based on your convenience with tenure ranging between 3 and 24 months
• No-cost EMIs: The Bajaj Finserv EMI card not only lets you customize your EMIs but also doesn’t charge any interest on them. The no-cost EMI option allows you to shop peacefully without worrying about those exorbitant bills
• Zero Foreclosure charges: The Bajaj EMI card does not charge for foreclosure of loan well before the end of your loan repayment tenure
• Avail Exclusive deals and offers: The Bajaj EMI card can now be used to avail exclusive deals and discounts for purchases made not only on Finserv MARKETS but also at its partner stores such as Amazon, Flipkart, and more
• Customer Portal to manage the EMI card: The easily accessible Bajaj Finserv Customer Portal facilitates the management of your EMI card by allowing you to keep track of all your transactions in a single place

Conclusion

If you are someone who does not want to shop or make purchases by making a payment upfront, the Bajaj EMI card could do the job for you. With the Bajaj EMI card, you can now make hassle-free purchases both offline and online and convert them into customised, no-cost EMIs repayable within a tenure based on your convenience. On Finserv MARKETS, you can now not only make product purchases using the EMI card but also make insurance payments and more. Besides, you can access million-plus products and 84,200+ partner stores across India for a memorable shopping experience.