Cross check is used in all situations where you want to have greater security in your financial transactions, since, through this practice, the agreed amount can be cleared only by depositing in a bank account. This way, the possibility of fraud and theft drastically decreases. If your bank checks cannot come faster or anything else issue, order cheap checks online.

To take advantage of this very important benefit, you only need to draw two lines in the upper corner of the front sheet of the check.

Below, understand all the benefits of using crossed checks and also learn how to request this type of payment from your bank.

What is a cross check?

The check is conceptualized as a document to which the issuer (owner of the check) authorizes the bank that has an open account, to charge a certain amount to pay for a service or product previously contracted, and one of the most used types today is the crossed check.

Basically, the main difference of this model in relation to the others are the two parallel lines drawn on the top of the check sheet. These symbols mean that the payment in question cannot be withdrawn at the ATM, its compensation is allowed only by depositing directly into the account of the person or company to whom the payment is intended.

With this, the issuer makes sure that the money was destined for the correct person or company.

Benefits

Increased security

Since it is only allowed to deposit it in a checking account, it is possible to stop it in case of theft or loss. In this way, the chances of losses are drastically reduced.

More organization and better direction

The cross check clearing process is more organized and targeted compared to other types, since only the person responsible for the current account will receive the agreed amount.

Request Guarantee

If the issuer requests a crossover, the check cannot be cleared in a non-crossed manner. Thus, there are no ways to circumvent the standard procedure.

The check is a payment method rather simple to be adulterated, since it is possible to add words or numbers if it is filled in incorrectly. As a result, there is a need to improve the security of the process and, with this, the advantages of using crossed checks are further affirmed.

Understand how to cross a check correctly

First of all, it is necessary to fill the check 100% correct so as not to offer possibilities for changes. Once this is done, it is necessary to draw two parallel straight lines.

Follow the more detailed step by step:

• Specify the payment amount without erasure and with legible writing.
• Put the date.
• Make two parallel lines in the upper corner of the front sheet of the check.
• Sign with the same signature specified on your ID and your bank’s registration.

Do not forget to completely fill in the fields so as not to leave empty spaces. It is advisable to take a risk in the space left over to make sure that nothing will be written later.