Being self-employed does not need to be a black mark against you when looking for a mortgage loan. Some lenders have mortgages that are tailor-make for the self-employed. One such mortgage lenders is Think Plutus and they are ready to help you find the best mortgage for your situation.

Mortgage lending

With this company, when borrowing for a mortgage, this process is the same as any other person who is employed. This lender looks at your income and expenses for your last contract or accounts for the last 2 years. Yes, it is really that simple. There are no long questions, confusing processes nor any accounting required.

Annoying read tape

It does not matter if you are a contractor or freelancer or just mostly self-employed, you are almost certainly well used to all the annoying red tape for most lenders when it comes to: 

• Purchasing property; 
• Applying for any loan;
• Almost anything else in life. 

Make it easier

This company will help you cut through all this red tape and help you obtain a mortgage for that home for your family. If a self-employment mortgage with them sounds like the answer, their website will tell you exactly what you need to know if you are:

• First time freelancers or contractors;
• Experienced contractors
• Sole traders and self-employed.

Employment verification

To prove employment and that you are self-employed, you will need to verify the following:

• Current clients;
• Your licensed CPA;
• Professional organizations you belong to;
• Any state or business license that you have;
• Proof of insurance for your business;
• DBA or Doing Business As.

It is fast, easy, and simple. Do not let being self-employed stop you from having that home that your family deserves. After all, isn’t that what you are working for?