What does a public adjuster do? Basically, a Public Adjuster works in an administrative capacity for many building owners, maintenance companies, and local governments. In a nutshell, a Public Adjuster acts as an independent impartial investigator, whose main job is to be ready with reports whenever there is a need to find out about something that might affect the public’s health, safety, and welfare. They are responsible for checking the functioning of underground utilities, buildings, and other facilities every few years, and preparing a detailed report which outlines the work carried out throughout the previous year.

In short, a Public Adjusting agent is in charge of taking care of the claims process. A Public Adjusting officer has to keep the insurers informed about any changes in the property and make sure that the insurers comply with their regulations. This officer also takes care of the details of insurance policies as required by the policyholder and the insurance company. In short, a Public Adjusting agent protects the interests of both the policyholder and the insurer.

Why is a Public Adjusting different from an Insurance Adjuster? National Fire Adjustment Public Adjusters works under the purview of the insurance policyholder. This is because the policyholder has granted the insurance company authority to adjust the policyholder’s policy, and for this purpose the policyholder has to make sure that the changes made to comply with the stipulations laid down by law. However, the adjuster has the duty to inform the policyholder about any changes in the settlement procedures. For instance, if there are significant changes made in the claims process by the company, the adjuster has the duty to inform the policyholder about the same.

How does a public adjuster to decide what is best for the policyholder? Public adjusters take into consideration various factors while deciding on what is best for the policyholder. One of the factors considered is the nature of the claim, and the time taken by the adjuster to investigate the claim and advise the policyholder is also one of the factors considered.

The role of the public insurance adjuster varies according to the size of a company. Large companies have a lot of adjusters working for them. Small firms however, only have one or two adjusters to handle a wide range of insurance policies. A public insurance adjuster has to take all these factors into consideration before settling on the best option. The public insurance adjuster should ensure that the settlement between the insurance company and the policyholder is fair and just. A public insurance adjuster makes use of all his resources and skills to facilitate the claims process.

Insurance claims can be quite expensive. This is why many insurance providers charge a hefty fee for their services. The fee is however required because they need to pay a lot of initial processing fees and other miscellaneous charges before finally settling the claim with the client. Some companies allow the policyholders to pay a lump sum upfront to start the process of receiving the compensation. If the case is too complex and requires an in depth investigation, the public adjusters may assign their own lawyer to personally represent the policyholder.

National Fire Adjustment Co.

1100 S Service Rd #222,

Stoney Creek, ON L8E 0C5

+1-800-790-2622

nfaco.ca